Personal Finance
Build budgets
that keep every
naira on track.
Create spending budgets with automatic scheduled releases. Vina helps you build the financial habits that actually stick.
Good morning,
Vanessa 👋
Main Balance
₦48,200
Funds secured · Available for budgets
Food
AVAIL.
₦12,500
Transport
LOCKED
₦0
Fuel
AVAIL.
₦6,400
Home
History
Up and running
in four steps.
Fund your wallet
Add money to your Vina wallet instantly. Your funds are secured and ready to be put to work.
Instant · SecureCreate a budget
Name your budget, pick a category, set the total amount, and choose how often funds should release: daily, weekly, or monthly.
Food · Fuel · Transport · OthersFunds release on schedule
Vina automatically releases the portion you planned on the schedule you set. Your budget stays structured so you always spend with intention.
Daily · Weekly · MonthlyWithdraw to your bank
When funds are released, withdraw directly to your Nigerian bank account. Fast transfers, secured by your PIN.
All Nigerian banks · MinutesInside the app
Any category. Any amount.
Pick from Food, Fuel, or Transport. Name your budget, set the total, and choose how much releases per cycle. Done in under two minutes.
- 3 spending categories built in
- Give your budget a memorable name
- Minimum ₦1,000 to get started
Built for people
who want control.
Every feature is designed around one idea: your future self is smarter than your present self.
Disciplined budgets
that run themselves.
Unlike a regular budget you have to manually manage, Vina schedules your spending for you. Set the plan once. The system releases the right amount at the right time, every time.
Budgets that stay intact
Funds stay within your budget until your schedule says it's time. Build the spending discipline you've always wanted.
Flexible schedules
Set daily, weekly, or monthly releases. Choose the exact time and day that fits your income cycle.
Instant withdrawals
Once funds are released, withdraw to any Nigerian bank account in minutes.
Spending insights
Track how much you've released, spent, and what remains across all budgets at a glance.
Smart notifications
Get notified the moment a budget releases, when funds run low, and on every transaction.
PIN-secured withdrawals
Every withdrawal requires your personal 4-digit PIN. Your money, your rules.
A budget for
every part of your life.
Separate your money into categories that actually matter.
What Nigerians
are saying.
Early users taking control of their money with Vina.
“I used to blow my salary in two weeks. Vina literally forces my food budget to release ₦5,500 weekly. I haven't gone broke mid-month since.”
“The schedule feature is genius. My fuel budget releases every Monday and I can't touch the rest. My car is always fueled, no stress.”
“I've tried 6 budgeting apps. This is the only one that actually stopped me from dipping into money I wasn't supposed to touch.”
“Set up a transport budget, daily releases to my account. I no longer panic about fare money in the morning. It just... works.”
“Withdrawals hit my GTBank in minutes. Didn't believe it at first but it's incredibly smooth. Vina is now the first app I open on payday.”
“The PIN for withdrawal is a clever touch. Even on impulse I have to stop and think. That pause has saved me more than I can count.”
“I used to blow my salary in two weeks. Vina literally forces my food budget to release ₦5,500 weekly. I haven't gone broke mid-month since.”
“The schedule feature is genius. My fuel budget releases every Monday and I can't touch the rest. My car is always fueled, no stress.”
“I've tried 6 budgeting apps. This is the only one that actually stopped me from dipping into money I wasn't supposed to touch.”
“Set up a transport budget, daily releases to my account. I no longer panic about fare money in the morning. It just... works.”
“Withdrawals hit my GTBank in minutes. Didn't believe it at first but it's incredibly smooth. Vina is now the first app I open on payday.”
“The PIN for withdrawal is a clever touch. Even on impulse I have to stop and think. That pause has saved me more than I can count.”
Questions we get
all the time.
Tap any question to expand.
Coming Soon
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when we launch.
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