Personal Finance

Stop guessing
where your
money went.

Vina locks your money into scheduled budgets and releases exactly what you allow, when you allow it. No willpower required.

Main Balance

₦48,200

Updated just now

Food

₦12,500 available

45%

Transport

₦6,400 available

72%

Fuel

₦18,000 available

28%

Budget Released

₦22,000 · Food Budget

now
How it works

Up and running
in four steps.

01

Fund your wallet

Add money to your Vina wallet instantly. Your funds are secured and ready to be put to work.

Instant · Secure
02

Create a budget

Name your budget, pick a category, set the total amount, and choose how often funds should release — daily, weekly, or monthly.

Food · Fuel · Transport · Others
03

Funds release on schedule

Vina automatically releases only the portion you allowed on the schedule you set. The rest stays locked until it's time.

Daily · Weekly · Monthly
04

Withdraw to your bank

When funds are released, withdraw directly to your Nigerian bank account. Fast transfers, secured by your PIN.

All Nigerian banks · Minutes
Features

Built for people
who want control.

Every feature is designed around one idea — your future self is smarter than your present self.

Scheduled releases
that actually work.

Unlike a savings app that just holds your money, Vina enforces a release schedule. You decide when and how much you get. The system takes it from there.

DailyWeeklyMonthlyCustom time

Money stays locked

Until your schedule says otherwise, your funds are untouchable. Beat your own impulses.

Flexible schedules

Set daily, weekly, or monthly releases. Choose the exact time and day that fits your income cycle.

Instant withdrawals

Once funds are released, withdraw to any Nigerian bank account in minutes.

Spending insights

Track how much you've released, spent, and what remains across all budgets at a glance.

Smart notifications

Get notified the moment a budget releases, when funds run low, and on every transaction.

PIN-secured withdrawals

Every withdrawal requires your personal 4-digit PIN. Your money, your rules.

By the numbers

₦0
in hidden fees
Always free to use
4
budget categories
Food, Fuel, Transport, Others
<2 min
to set up
First budget in minutes
CBN
licensed partner
Regulated & compliant
Categories

A budget for
every part of your life.

Separate your money into categories that actually matter.

🍚
🍚
Food Budget
Active
Total
₦80,000
Released
₦22,000
Spent
₦14,500
Spent18% of total
Next Release
Sun, Jun 15 · 7:00 AM
Testimonials

What Nigerians
are saying.

100+ users are taking back control of their money with Vina.

I used to blow my salary in two weeks. Vina literally forces my food budget to release ₦5,500 weekly. I haven't gone broke mid-month since.

T
Tunde A.
Software Engineer, Lagos

The schedule feature is genius. My fuel budget releases every Monday and I can't touch the rest. My car is always fueled, no stress.

A
Amaka O.
Business Owner, Abuja

I've tried 6 budgeting apps. This is the only one that actually stopped me from dipping into money I wasn't supposed to touch.

E
Emeka N.
Medical Doctor, Port Harcourt

Set up a transport budget, daily releases to my account. I no longer panic about fare money in the morning. It just... works.

F
Fatima B.
Civil Servant, Kano

Withdrawals hit my GTBank in minutes. Didn't believe it at first but it's incredibly smooth. Vina is now the first app I open on payday.

C
Chidi M.
Product Manager, Lagos

The PIN for withdrawal is a clever touch. Even on impulse I have to stop and think. That pause has saved me more than I can count.

N
Ngozi E.
Teacher, Enugu

I used to blow my salary in two weeks. Vina literally forces my food budget to release ₦5,500 weekly. I haven't gone broke mid-month since.

T
Tunde A.
Software Engineer, Lagos

The schedule feature is genius. My fuel budget releases every Monday and I can't touch the rest. My car is always fueled, no stress.

A
Amaka O.
Business Owner, Abuja

I've tried 6 budgeting apps. This is the only one that actually stopped me from dipping into money I wasn't supposed to touch.

E
Emeka N.
Medical Doctor, Port Harcourt

Set up a transport budget, daily releases to my account. I no longer panic about fare money in the morning. It just... works.

F
Fatima B.
Civil Servant, Kano

Withdrawals hit my GTBank in minutes. Didn't believe it at first but it's incredibly smooth. Vina is now the first app I open on payday.

C
Chidi M.
Product Manager, Lagos

The PIN for withdrawal is a clever touch. Even on impulse I have to stop and think. That pause has saved me more than I can count.

N
Ngozi E.
Teacher, Enugu
FAQ

Questions we get
all the time.

Tap any question to expand.

Coming Soon

Be the first to know
when we launch.

Vina is launching soon. Drop your email and we'll notify you the moment it's live — no spam, just one email.